Just because there’s still snow and ice in the northern 1/2 of the US doesn’t mean there aren’t potential customers out there looking to buy and/or build a new home…

If you want to be prepared to make those people your clients, you should watch this video!

In this episode of Rick’s Picks:

• New Construction, New Construction, New Construction
• Or to put it another way, an Overview of Construction Financing
• Crescent’s options with all construction financing types
• A detailed look at the 1x Close Construction-Permanent loan
• And more, in less than 5 minutes

Just click the video below to be enlightened.

PS. Here’s a registration link for our March 3, 2015 1xCP training webinar hosted by Charity Smith

In case you haven’t seen this first Rick’s Picks of 2016 yet, here’s another chance… 🙂
—

It’s the New Year, and it’s a good time to hear from the Leadership of your favorite Secondary Market Investor on where we are, how we got here, and where we’re going.

In this episode of Rick’s Picks:

• President of Crescent, Fowler Williams
• A behind the scenes look at TRID from an insider’s perspective
• A different type of analogy for TRID, from Rick’s personal perspective
• And MORE. You’re going to want to see this one.
• It’s exactly 6 minutes in length, but the info shared is certainly worth your time…

Just click the video to watch. Happy New Year!

It’s the last Rick’s Picks of 2015. Bill Fowler, VP of Closing for Crescent Mortgage, is featured, with a visit from a special guest of Bill’s, but you’ll have to watch to the end to see who it is…

In this episode of Rick’s Picks:

• Bill Fowler’s TOP 3
• Extremely practical techniques to fund your loans more quickly
• More Bill-isms than you can shake a stick at
• and more, in about 5 minutes!

CLICK THE VIDEO TO LEARN MORE!

Here are the links mentioned in the video:

Stacking order
Mortgagee Clause Change
Tax Info Sheet Demo
TOP 8 Pended Items list

If you watched our last episode, Rick’s Picks 16, you’ll know that we’ve gone National. Crescent is now offering Rick’s Picks to all regions across the country. This adds a little pressure to the producers of the show, since we’ve now got to come up with topics that aren’t just regional in nature…

That being said, I think today’s episode is definitely National in scope, and it could be instrumental in creating a big boost for your business.

In this episode of Rick’s Picks:

• Rick poses a provocative question (does this apply to you?)
• Ideas to increase your margins and your volume in 2016
• Facts you may not know about VA loans
• And on a lighter note, the show’s band gets officially named…
• All in under 5 minutes!

LINK REFERRED TO IN THE VIDEO

It’s the middle of November. At this point, some of us in the industry might be “mailing it in” from now until the New Year…but not Crescent!

In addition to announcing Bob Shellenberger as the new SVP/National Sales Manager (Congratulations Bob!), Crescent also made the executive decision to make Rick’s Picks a National “thing”!

For those of you receiving Rick’s Picks for the first time, welcome! And for those of you that have been faithful viewers, get ready…there’s something new in Rick’s Picks.  We’ll see if you notice…

In this episode of Rick’s Picks:

• FNMA Update (watch out – which DU version and why?)
• An Important TRID TIP
• Crescent’s new Settlement Agent Tool (It’s cool)
• Some more fun with the Rick’s Picks crew!
• and more, all in less than 4 minutes!

Just click the video to watch!

It’s November. We’re all in TRID mode by now, and if you’ve been fortunate enough to have closed multiple TRID transactions, you’ve probably started noticing some things about the LE and CD that you didn’t realize before you started originating in the “Modern Era” of TRID.

The first time you run into an FHA loan, if you haven’t already, you’re probably going to run into an LE scenario that doesn’t seem to make sense…

On today’s Rick’s Picks:

• Rick’s Picks Viewer Mail
• A closer look at how the CFPB wants you to disclose FHA loans
• Daisy the Wonder Dog
• All in about 4 minutes!

PS: HERE’S THE LINK mentioned in the video. See page 42 of this PDF.

TRID is here.  Need some tips, help, pointers, or assistance…and did I mention help?

You picked the right time to watch Rick’s Picks…

We’ve got you covered.

In this episode of Rick’s Picks:

• Rick’s Top 5 TRID “Hacks” – Late Show style
• Exciting Jumbo product announcement
• And LOTS more, all in just 4 minutes!

P.S. Feel free to start and stop the video during the final segment to view the material at your own speed…

The Title should say it all, right? September 2015 is a September to remember.
But why? Just because of the final TILA RESPA integration preparation that everyone in our industry is engaging in?

No…There’s a lot more.

On this episode of Rick’s Picks:

• A NEW FNMA Tool that’s supposed to help us
• PLUS – FHA Updates
• USDA Changes
• Of Course some TRID Stuff
• Even some cool Crescent Updates
• And some interesting behind the scenes conversations at Rick’s Picks Studios
• ALL in less than 4 minutes!

You’ve got to click the video to watch!

There is a lot going on this Autumn, and I’m not talking about going back to school.

In this episode of Rick’s Picks:

• FNMA Updates: are they for the better?
• USDA Changes: this may be a game changer.
• TILA-RESPA: are you ready?

All of that and more in less than 4 Minutes!

Click the video to find out more.

Here’s the FACT SHEET LINK  referred to in the video

As of the time of this post, we’re about half way through August already! That means we’re about a month away from HUD’s new 4000.1 guideline effective date. Are you aware of what’s in this new HUD manual? While they did make quite a few changes, there are two big lending niches that HUD still allows within the new guidelines.

In Today’s Rick’s Picks:

• HUD 4000.1 guidelines
• Two niches within the HUD guidelines that could open new markets for you
• and More, all in just over 4 minutes!

Click the video to watch!

If you’re not subscribed to Rick’s Picks, you can register to receive my Rick’s Picks automatically each month.  Just click the “Subscribe to Updates” button within the
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