As of the time of this post, we’re about half way through August already! That means we’re about a month away from HUD’s new 4000.1 guideline effective date. Are you aware of what’s in this new HUD manual? While they did make quite a few changes, there are two big lending niches that HUD still allows within the new guidelines.

In Today’s Rick’s Picks:

  • HUD 4000.1 guidelines
  • Two niches within the HUD guidelines that could open new markets for you
  • and More, all in just over 4 minutes!

Click the video to watch!

If you’re not subscribed to Rick’s Picks, you can register to receive my Rick’s Picks automatically each month.  Just click the “Subscribe to Updates” button within the
Stay Connected section on the right sidebar of my home page.


It’s Back…

True! or Not True!, America’s Favorite Online M0rtgage Quiz Show, is back with a vengeance!

On this episode of Rick’s Picks:

  • True! or Not True!
  • TRID Quiz
  • MN USDA issues
  • And more, all in about 4 minutes!

And they said that compliance couldn’t be fun…

Click the video to watch! Feel free to share!

Ever wish you could take back an email message that you had sent?

Ever wish that someone else had taken one back that they sent to you?

On today’s Rick’s Picks:

  • Actual examples of Email Fails 
  • Practical solutions
  • ALSO: Cows, A Beach, and the Indy 500…
  • All in about 5 minutes

Just click the video to watch…and don’t forget to subscribe (button on the right while on my home screen) if you’re not already receiving these regularly

Please join me in remembering the men and women who have given their lives in service to this Country to provide and maintain our freedom. We owe a debt we cannot repay.
Thank you.

School is almost out, Memorial Day is almost upon us, and we’re that much closer to the TRID rollout…
but I digress…

In this episode of Rick’s Picks:

  • Solutions for IRS Tax Transcript Issues – Save Time and Money
  • VA’s recent Circular and Crescent’s bulletin to help: making sure YOU are prepared!
  • a Crescent Sneak Peek (How we reveal it is quite puzzling…)
  • And more, all in less than 4 minutes!

Tax Day is April 15 this year.

Are you ready?  An even bigger question: Are your borrowers ready?

In this episode of Rick’s Picks:

  • April 15 Tax Implications
  • 5 Questions YOU should be prepared for
  • A special historical reference. Will you pick it up?
  • Crescent Customers: changes to extension policy announced.

All that in just over 4 minutes! This is one you’ll want to hang on to for future reference…

Just click the video to absorb the information…

The title sums this up pretty well…but perhaps a little context would help.
Crescent participated in the ICBA conference in Orlando, Florida at the beginning of March, and our National Trainer, Charity Smith, had the opportunity to visit with multiple other participants.  I don’t want to be accused of libel, so we’ll have to let you decide who the pirate is.  Watch for yourself…

In this episode of Rick’s Picks:

  • 3 MI companies
  • 2 Regulators
  • 1 Pirate
  • And Charity Smith, our VP and National Trainer, all at the ICBA convention
  • Lots of good information in a fast, fun delivery

Click the video to watch!


How many times have you had a transaction derailed by an appraisal? If you’ve been in the industry any length of time, you can probably recall that it’s happened more than once.

In this episode of Rick’s Picks:

  • Crescent VP Bob Shellenberger shares something that could save your file…
  • From the ICBA convention in Orlando, Florida
  • All in just 4 minutes.  You need to watch this.  Click the video below – You’ll be glad you did.

Have you ever wanted to put a face with the voice of the underwriter you just talked to on the phone?
Have you ever wondered what they really loved about their job?

Well…today’s your day!

In this episode of Rick’s Pick’s:

  • The Valentine’s Episode
  • Special Segment featuring “What Underwriters Love” – meet some of our Underwriters!
  • THREE additional items you need to know about – and should participate in
  • All in less than 5 minutes!

WEBINAR LINK referred to in the video

Crescent Mortgage, part of Carolina Financial, is listed on the NASDAQ exchange with the ticker symbol CARO,
and on Monday January 12, Rick’s Picks got to report live as Crescent Mortgage, along with the other Carolina
Financial subsidiaries, rang the closing bell at NASDAQ’s headquarters in New York City.

The reporting was, um, a bit unconventional, however…

Click the video to watch this momentous occasion. Just over 5 minutes…
OK – just over 6 minutes…but it’s worth the time. Trust me.

 Page 6 of 13  « First  ... « 4  5  6  7  8 » ...  Last »