Crescent Mortgage, part of Carolina Financial, is listed on the NASDAQ exchange with the ticker symbol CARO,
and on Monday January 12, Rick’s Picks got to report live as Crescent Mortgage, along with the other Carolina
Financial subsidiaries, rang the closing bell at NASDAQ’s headquarters in New York City.

The reporting was, um, a bit unconventional, however…

Click the video to watch this momentous occasion. Just over 5 minutes…
OK – just over 6 minutes…but it’s worth the time. Trust me.
 

It’s 2015 and there are a lot of positive changes going on in our industry.

In today’s episode of Rick’s Picks:

  • Fannie Mae Changes (FOUR big ones)
  • Rick’s first outtakes of 2015!
  • All in under FOUR Minutes

Click the video to watch!

Are you ready for 2015? Can you make it a more successful year than ’14 was?

In this episode of Rick’s Picks:

  • Rick’s Picks Top 7 (Late-Night style)
  • FNMA Update: DU 9.2 is tightening up REFI’s
  • USDA Update
  • VA Reminder
  • A little bit of fun

All in about 4 1/2 minutes! But you won’t know unless you watch…

USDA INFO WEB LINK

And now, for something completely different…

In Today’s Episode of Rick’s Picks, test your knowledge of Crescent, and our industry as a whole, when
you join Lending’s favorite online quiz show: “True? or Not True?”.  In under 4 minutes, you’ll learn
about VA, USDA, Crescent and more!

Fun, Fast Paced, and sure to make you remember these important facts…and did someone say prizes?

In this Episode of Rick’s Picks:

  • RESPA/TILA integration training – Are you in?
  • VA Sponsorship – Are you going to stay in?
  • USDA Funding update – Is the Money in?
  • FNMA HomePath – It’s no longer “IN”…
  • Something else that’s completely different, in the credits section of the video…

Crescent Customers, thank you for your business!
Have a great September!

VA RENEWAL Instructions

New, new, new…

New software platforms, new procedures, new regulations, new guidelines…it seems like we are continually swimming to stay afloat without a moment to catch a breath.  I understand. I’m right there with you.

As an added bonus, we’re being watched very closely to make sure that we’re doing things correctly. Don’t get me wrong. We should be following regulations and guidelines accurately; However, it’s kind of like typing…when someone’s watching over your shoulder, somehow it seems a bit more difficult.

Today, the President of Crescent Mortgage, Fowler Williams, joins me on Rick’s Picks in an effort to make sure that we’re communicating in an accurate manner through this venue. On today’s episode:

  • MOTION update – have you made the move yet?
  • RESPA/TILA integration – Next August is coming quickly.
  • Vendor Due Diligence – we’ve made it easier.
  • And more, including an interesting sidebar with Fowler and Rick

All in under 4 minutes!

School has started everywhere, and that means those of us with school age children can now be much more efficient with our time during the work day…right? Today’s Rick’s Picks content should help you accomplish that.

In this episode of Rick’s Picks, the 3 D Episode:

  1. USDA Changes Their Fee
  2. USDA 7 CFR 3555 Update
  3. Correspondent Customers: A Gift For You
  4. A Special Twist, Perhaps Reminiscent of Your Childhood

All in UNDER 4 Minutes!

LINKS Referenced in the video:
Bulletin 082914
Closed Loan Checklist

I can honestly say that I’ve had one of the strangest, most unpredictable Augusts in my life, and we’re only half way through the month.  And that’s just counting what has happened to me personally.  The mortgage world has had some interesting turns as well, and I’ll cover some of those in this week’s episode as well.

In this installment of Rick’s Picks:

  • FNMA HomePath: Going Away SOON.
  • MN USDA: How To Stop Time From Wasting.
  • MOTION: Get on Board; This Train Is Leaving The Station
  • Rick McKinley’s Brush With Death On August 2

All of this in under 4 minutes, and it is all true. Buckle up.

MN USDA TURN TIMES LINK

I often receive emails from Loan Originators that are broadcast to the Account Executives of their investors.
“Will your company do this?” Well…today you’re going to find out what we will do and won’t do, and you might be surprised.

In addition, did you hear what else is now part of our new MOTION platform? Only the BEST part!… You’ll have to watch this short video to find out, but I think you’re going to really love it.

In this episode:

  • Motion Rollout Updates
  • Crescent reveals what they “Will” and “Won’t” do
  • A lot more, all in less than 4 minutes!

Anyone in this industry long enough has a story to tell about how their borrower did something they shouldn’t have, perhaps unknowingly, that prevented their transaction from either going smoothly, or worse, not “going” at all…

In this week’s Rick’s Picks:

  • The TOP 5 ACTUAL Borrower Fails – And How To Prevent Them…
  • Crescent Motion Roll out Update – Are You In Motion Yet?
  • All in just Four Minutes!

 

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