They say that hindsight is thinking backwards, or maybe, backwards thinking…

Well, we’re halfway through the year. It’s time to “look back” (see what I did there?), take stock of what’s been going on so far, and make adjustments to help for the 2nd half of the year. In effect, exercise some hind sight.

In this episode of Rick’s Picks:

  • Busy Times. Are you staying on top of it all?
  • How to meet your closing dates – and I’m not talking “It’s Just Lunch”
  • A different way to plan your strategy for winning the war on transaction delays.
  • Fannie Mae COVID documentation requirements considered

All in less than 5 minutes. Click below


I think everyone is ready to be done with this COVID thing. While we’re all obeying the mandates of our Local, State and Federal Governments, we can still be preparing for that moment when the local markets, and the subsequent floodgates of pent-up purchase and building demand, are opened…

In this episode of Rick’s Picks:

  • It’s the quarantine episode. We’re out of the studio and out in nature…
  • Three tips that can help your business this Summer
  • A song that will probably make you smile

We all might have a little extra time on our hands, since we’re not directly in front of clients any longer.  If that’s the case for you, then make the most of it.

In this episode of Rick’s Picks:

  • VP, National Training & Events, Charity Wilson
  • See what Crescent Training has to offer you during this COVID-19 Quarantine
  • Funny outtakes
  • And MORE! but you have to watch to know what I’m talking about…

Due to the whole self quarantine situation, it seems the whole industry is working remotely. That’s assuming they’re able to…

Crescent has actually been prepared for this type of situation for a long time.  Hear for yourself how it happened, and why Crescent is still able to turn their underwrites in 1 day, as of the date of this post.

In this special episode of Rick’s Picks:

  • Fowler Williams, AMP, CMB, President and CEO of Crescent Mortgage Co
  • How Atlanta’s SnowPocalypse of 2014 tested our readiness for COVID-19
  • How you can help speed your own file’s process

Click the video below and be amazed at Crescent’s foresight.  🙂


We’re in uncharted waters. Bear Markets, Treasury values bouncing up and down, borrowers wondering where rates are going.  It’s not for the weak.

IF you haven’t been through something like this before, you’re probably wondering what you should be doing, not only to help your borrowers, but to make sure you can stay sane and profitable.  Is that possible?

In this episode of Rick’s Picks:

  • SVP Bob Shellenberger – Benefit from his experience
  • 4 Things You should be doing right now – get a pencil
  • How to counsel your borrowers – they need your leadership

And lots more. You really want to watch and share this one.

Our customers have spoken. Crescent has listened.

In this episode of Rick’s Picks:

  • The Top 5 Reasons our customers love Crescent, Late Show style
  • Some funny outtakes
  • More useful minutia on Crescent
  • all in just over 4 minutes!

It’s a special birthday for our President and CEO, Fowler Williams. Join us for some pretty funny birthday wishes to Crescent’s leader from some of our management and Account Executives across the country.



Ever wonder if perhaps there’s something you should be doing differently? Could 2020 be better for your production, just by making a slight change or improvement to your process?

In this episode of Rick’s Picks:

  1. 2020 planning tips – increasing your income might be easier than you think!
  2. FHA vs Conventional – A Head To Head comparison
  3. Crescent Community Cash – Are your borrowers missing out on this great opportunity?

It’s worth the 6+ minute time investment. CLICK BELOW TO WATCH NOW.


We’re heading into the Holiday season soon, and that usually means looking out for your “Fellow Man” (Fellow Human might be the better way to phrase the colloquialism today), give to others that don’t have as much, etc.  You know what I’m talking about…

In the business world, however, it’s the opposite. The big are getting bigger, because they’re taking from the smaller. Volume projections for 2020 show the Mortgage Pie is getting smaller, but your piece of the Mortgage Pie is getting smaller, too, and you probably didn’t even know it.

In this Rick’s Picks:

  • Mammoth Partnership was created. Have you heard about this?
  • A Sinister Plot? Big Insurance has a plan to take your mortgage business.
  • A Losing Battle? Not if you do something about it immediately.
  • You NEED to watch this to protect your business relationships and future mortgage origination business…
  • All in just 4 minutes

They say that “necessity is the mother of invention”.  In this case, necessity was demonstrated in Rick’s Picks #7, “The Don’t Zone” episode. In order to really get a grasp on what you’re about to see in Rick’s Picks 8, you’re going to want to have “The Don’t Zone” viewed and filed away in your brain for context. Just click the link, watch it, and then come back here.

Trust me. It will be worth it.

In this episode of Rick’s Picks:

  • Streamline Refinances: Are YOU offering your borrowers this quick, cheap refi?
  • Preventing Your Borrowers from entering “The Don’t Zone” – A possible solution?
  • All in about 4 minutes…fast, funny, educational. You’ll do yourself a favor to watch.


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