The last 12 years have thrown a lot of change at the Mortgage Industry, but the last 12 MONTHS seem to have thrown as much or more.  For some, the way that business has always done business might not be the way that should continue.

In this episode of Rick’s Picks:

  • A casual, but thoughtful, conversation with Crescent President Fowler Williams, AMP,CMB and SVP National Sales Manager Bob Shellenberger
  • Thoughts on Risk, Overhead, Income, Expectations, and More
  • It’s a bit over 15 minutes but this is one you want to watch. Budget time for it. You’ll be glad that you did.

August 31, 2020: what a crazy time to be living in. All sorts of things going on in the world, and on top of that we’ve got one of the highest volume mortgage markets we’ve seen in probably 15 years.  How are you handling it? Are you staying on top of the volume?

Crescent is.

In this episode of Rick’s Picks:

  • Turn Times – Crescent vs. The Industry as a whole
  • How You Can Help – both yourself and others
  • A Big Thank You

All in about 4 minutes.

Click below to watch!

Every once in a while you run into a situation that you dread: Saying goodbye to someone who has meant a lot to your organization as well as to many of its individuals.  This is one of those situations. Bill Fowler, SVP and National Closing Manager, is retiring. Bill, we’re happy for you, and thankful for you, and we’re going to miss you.

In this episode of Rick’s Picks:

  • Highlights of Bill’s career at Crescent
  • Some Hilarious Commentary from Crescent’s Management and Staff
  • Stay tuned for the slide show at the end.
  • Yes, this is the probably the longest Rick’s Picks episode ever, but you’ll be glad you watched it.

They say that hindsight is thinking backwards, or maybe, backwards thinking…

Well, we’re halfway through the year. It’s time to “look back” (see what I did there?), take stock of what’s been going on so far, and make adjustments to help for the 2nd half of the year. In effect, exercise some hind sight.

In this episode of Rick’s Picks:

  • Busy Times. Are you staying on top of it all?
  • How to meet your closing dates – and I’m not talking “It’s Just Lunch”
  • A different way to plan your strategy for winning the war on transaction delays.
  • Fannie Mae COVID documentation requirements considered

All in less than 5 minutes. Click below


I think everyone is ready to be done with this COVID thing. While we’re all obeying the mandates of our Local, State and Federal Governments, we can still be preparing for that moment when the local markets, and the subsequent floodgates of pent-up purchase and building demand, are opened…

In this episode of Rick’s Picks:

  • It’s the quarantine episode. We’re out of the studio and out in nature…
  • Three tips that can help your business this Summer
  • A song that will probably make you smile

We all might have a little extra time on our hands, since we’re not directly in front of clients any longer.  If that’s the case for you, then make the most of it.

In this episode of Rick’s Picks:

  • VP, National Training & Events, Charity Wilson
  • See what Crescent Training has to offer you during this COVID-19 Quarantine
  • Funny outtakes
  • And MORE! but you have to watch to know what I’m talking about…

Due to the whole self quarantine situation, it seems the whole industry is working remotely. That’s assuming they’re able to…

Crescent has actually been prepared for this type of situation for a long time.  Hear for yourself how it happened, and why Crescent is still able to turn their underwrites in 1 day, as of the date of this post.

In this special episode of Rick’s Picks:

  • Fowler Williams, AMP, CMB, President and CEO of Crescent Mortgage Co
  • How Atlanta’s SnowPocalypse of 2014 tested our readiness for COVID-19
  • How you can help speed your own file’s process

Click the video below and be amazed at Crescent’s foresight.  🙂


We’re in uncharted waters. Bear Markets, Treasury values bouncing up and down, borrowers wondering where rates are going.  It’s not for the weak.

IF you haven’t been through something like this before, you’re probably wondering what you should be doing, not only to help your borrowers, but to make sure you can stay sane and profitable.  Is that possible?

In this episode of Rick’s Picks:

  • SVP Bob Shellenberger – Benefit from his experience
  • 4 Things You should be doing right now – get a pencil
  • How to counsel your borrowers – they need your leadership

And lots more. You really want to watch and share this one.

Our customers have spoken. Crescent has listened.

In this episode of Rick’s Picks:

  • The Top 5 Reasons our customers love Crescent, Late Show style
  • Some funny outtakes
  • More useful minutia on Crescent
  • all in just over 4 minutes!

It’s a special birthday for our President and CEO, Fowler Williams. Join us for some pretty funny birthday wishes to Crescent’s leader from some of our management and Account Executives across the country.



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