For financial institutions willing to take a hard look at their bottom line, and what is included in it, this episode is for you. And while the title of this Rick’s Picks seems to be self explanatory, beware…It might take you by surprise.

In this Rick’s Picks:

• Bob Shellenberger, SVP tells TWO STORIES that will make you shake your head in disbelief
• Rick McKinley, VP reveals TWO STUDIES by the MBA
• For the right viewer, this Rick’s Picks could have just positioned you to hit paydirt

This episode is about 7 minutes long, but it’s worth every second.

Click the video below to view:

They say there’s nothing new under the sun…

Well, if that’s correct, then we should be able to look at what is happening today and interpret it based on what we’ve seen transpire in the past. Agreed?

In this episode of Rick’s Picks:

• Some current events affecting our industry
• A quick look at Inverted Yield Curves
• Back to The Future with Rates
• A couple of surprises from some Crescent Brass
• Not necessarily in that order

This one is fun and informative. You don’t want to miss it.

Click the video below to enjoy and learn

January is already gone…and what do we have to show for it, other than a National frostbite epidemic? How about some cash to give away, bikes built for a good cause, and more tools for our Crescent clients to be successful in 2019? Check it out below.

In this episode of Rick’s Picks:

1. Annual Sales Meeting Recap
2. Crescent Community Cash
3. Proprietary Tools for Crescent Clients
4. And a LOT more, all in less than 5 minutes!

Click HERE for the information mentioned at the end of the episode

It’s the New Year, and most people are focusing on the noise that’s outside of their sphere of influence. This year, let’s look at things differently.

In this episode of Rick’s Picks:

• Considering production improvements for 2019
• Marketing tips from Crescent
• Tools from Crescent you can use, and they’re FREE
• All that plus outtakes in just 5 minutes!

We’re now in the home stretch of 2018, and all of us reading this are most likely assessing where the numbers will end up for the year, strategizing what to do to improve our group’s performance in 2019. Here’s one idea.

In this Rick’s Picks:

• Planning for 2019
• Improve the performance of your Loan Originator team
• One idea to convert more leads and prospects
• Just over 5 minutes of super solid info, and while it’s great for your newer sales staff, it’s a great refresher for everyone!

Every year the Mortgage Bankers Association puts on their Annual Conference, and thousands of people gather from around the Country to get up to speed on the latest and greatest (and maybe most concerning) topics in our industry.

This year was no different, and Rick’s Picks was there…

In this episode of Rick’s Picks:

• Crescent honorees at the conference
• Rick’s rookie “Snapshots” of the Conference
• Projections and prognostications from some smart people at the MBA
• And more – all in about 5 minutes!

If you watched Rick’s Picks 6, you’ll remember that VA loans are a great way to increase volume at your institution.  Since they’re a little different, it’s not a bad idea to ask a question once in a while…

In today’s Rick’s Picks:

• Actual questions from actual loan originators
• Actual Answers, from an actual VA underwriting Expert
• Featuring Cindy Arras, AVP of Government Underwriting.
• All in less than 6 minutes!

As we move into the “busy season” across the country, mortgage applications are down, according to reports from the Mortgage Bankers Association.  So now what?

On this episode of Rick’s Picks:

• More Data from the MBA (I’m sure you’ll resonate with it)
• Steps to Increase Your Volume (if you’re willing to follow directions)
• Lots of helpful information in just over 5 minutes. You want to watch this one.