If the title of my post didn’t give away the content of today’s video, you need to watch.
AND, if you think it DID give away the content of today’s video, then you probably need to watch even more.

In today’s Rick’s Picks:

  • Some little known and rarely used features that you should be offering to your REALTOR contacts
  • FACTS on the BEST Agency Program currently offered.  Do your borrowers qualify??
  • Rick is caught sleeping at the wheel, so to speak…just watch…you’ll see what I mean…


As the market continues to move upward, those that want to succeed need to utilize strategies that will preserve their margins…

IN THIS EPISODE of Rick’s Picks:

  • WARNING:   Avoid THESE 3 TYPES of Expirations
  • BIG M.E.R.S. Reminder
  • Some Spacey Antics – Watch…you’ll see what I mean
  • And More – all in LESS THAN 4 Minutes!

In this episode of Rick’s Picks:

  • Rising Rates – There’s a Repricing Epidemic. Save yourself.
  • Privacy Policy – Do you have one? I hope so, because we’re auditing for it…
  • Lots more in ONLY FOUR MINUTES.

FTC Privacy Policy Info

Pricing and Extension Policy

In this episode of Rick’s Picks:

  • Is June going to be the end of the road for refi volume?
  • Will FHA destroy Streamlines?
  • A special Tribute to Our Veterans at the end of this episode
  • Only 4 minutes total, but jam packed with content

Do you fear the impending flood of business (and paperwork) coming your way, now that Spring has sprung?
Are you short of breath? Sweaty palms? You don’t want to go back to the office?

Crescent can help!  Also in today’s episode:

  • 4056t reminders (We can help)
  • Hilarious bloopers (You need a laugh…so laugh at Rick)

Here’s the link referred to in the video:

On today’s Ricks Picks:

  • TOP 5 Ways to Speed Up Your HUD Approval


  • Meet Bill Fowler, VP of Closing from Atlanta GA (certain cable TV reality shows might come to mind once you watch…)
  • Meet Charity Smith, National Trainer
  • Extra message for our Correspondents doing their own docs
  • More fun extras for everyone

PS- here are the Links referenced in the VIDEO:

Recertification Link

Important Message for those

prepping their own docs: 


It’s that time of the year again…Did you file your taxes on time?  How about your clients?

In this episode of Rick’s Picks:

  • An expose’ of a serious problem responsible for major delays in our industry today, and
  • How you can be a part of the solution
  • Industry and Crescent reminders
  • Hilarious Surprises and Outtakes

All in about 4 minutes!

HERE ARE THE LINKS referred to in the video:



It’s the THIRD Rick’s Picks for the month of March! In this episode:

  • Appraisal Portability (They CAN be transferred)
  • Good News for QM?
  • Anti Steering
  • Rick’s Computer “Conscience” is bothering him (It’s Funny…really)
  • And MORE all in only 4 minutes!

Here’s the link referred to in the video:

Welcome to the first Bonus Rick’s Picks of 2013!

You’ll want to watch this Rick’s Picks if:

1) You want to meet Crescent’s President, Fowler Williams
2) You always wondered what really happened at those banking conventions
3) You want to compare your knowledge with other bankers and industry partners on the latest mortgage buzzwords
4) You enjoy a good laugh (seriously)

Here are the links referenced in today’s video:
Online “fund your own loans” training March 21

Live SE Income Analysis and 1x Close Construction Training April 22 in St. Paul MN

In this Episode of Rick’s Picks:

  • Training, Training, Training
  • HUD’s impending changes. Don’t miss this one.
  • A pretty funny clip from the ICBA convention (at the very end of this episode)
  • Plus more, all in less than THREE minutes

Here are the links mentioned in the video:

HUD Mortgagee Letter RE: MIP

March 21 Online Training Registration link: Pro’s and Con’s of Funding Your Own Loans

April 22 Training Registration: LIVE in St. Paul, MN: Tax Analysis/ConstructionPerm Training

Recertification Online Form

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