OK, I’m willing to admit it: I really enjoy watching the remodeling/home improvement shows on cable/satellite tv when I’m traveling. The before and after images are really amazing and inspiring. I don’t know an engaged viewer that doesn’t get creative ideas from all of these programs, which got me to thinking…Crescent has a loan program for this…

In this episode of Rick’s Picks:

  • The Fixer Upper Effect
  • A Real Life Job Site
  • Why This Is So Important For YOU and YOUR Institution
  • A LOT of fast moving, applicable information for you in less than 6 minutes

Just click the video to be enlightened!

 

We all need to sharpen our saw once in a while…and Crescent is there to help you with that. But we also know that our originator partners are frequently hiring new folks as well, and they need to get up to speed on processes, products, compliance, and more. Crescent is here to help you with that as well. And we do it for FREE.

In today’s Rick’s Picks:

    • Our National Training Manager and VP, Charity Smith, direct from a convention
    • A focus on our Training Calendar and available classes (WOW)
    • Updates on the Itemized Fee Worksheet (Did you know about this?)
    • Some pretty funny outtakes (proof that Rick is not a Robot!)
    • All in less than 4 1/2 minutes!

How much do you think you know about the minutia of mortgage underwriting? Are you taking advantage of every nook and cranny of the guidelines to help your borrowers get the best possible financing option available to them? Or, might there be some nuances of the Agency guidelines that you haven’t been made aware of?

In this episode of Rick’s Picks:

  • 4 Important Agency Guidelines you need to know (Do you?)
  • True? or Not True? game show format – Play Along! (What will your score be?)
  • Verified by our own AVP of Underwriting, Cindy Arras
  • Some fun outtakes
  • LOTS of content in a fast, fun format…just over 5 minutes!

 

 

The purchase season is definitely here, and that usually means “relearning” how (and why) to utilize some of the products we may not have looked at in a while…

In today’s Rick’s Picks:

  • A new version of the Rick’s Picks Top 5, Late Show Style
  • Some pretty revelatory information on FHA (You will be surprised!)
  • Conventional Low Down Payment comparisons
  • All that and more in less than 5 minutes!

Every year, about this time, association annual meetings, summits, and expo’s take place all over the country.  It was time once again for Crescent to participate in the ICBA convention in San Antonio, Texas, and there was a LOT going on. Here’s just a taste.

In this episode of Rick’s Picks:

  • Bob Shellenberger, SVP/National Sales Manager, from the ICBA
  • Charity Smith, VP/National Training Manager, at the ICBA
  • Compliance discussion with some expensive ramifications
  • Our annual “Word Association” game, played with vendors and bankers alike, straight from San Antonio!
  • And more, all in less than 8 minutes!

Just click the video below to learn and laugh at the same time.

It appears Spring is on its way (at least in some parts of the Country), and we all know when that happens, people start getting in that house hunting mood. This is a weird year though, for multiple reasons, and not just for the weather or the political climate.

In this episode of Rick’s Picks:

  • Why your borrowers should be using you for construction (Do you know?)
  • Comparing 2 Close and 1 Close construction programs
  • An homage to one of Jimmy Fallon’s regular tv show segments
  • All in less than 5 minutes!

Just click the video below to get started!

 

It’s 2017, and a lot of things are changing…forward and backward…like FHA MI, for example.  Some things, like Crescent, continue to move forward.

In this episode:

  • The Founders of Crescent Mortgage
  • Some of our most “experienced” employees
  • Our President and CEO
  • Why our partners LOVE Crescent*
  • Hear how it all started for Crescent and how we got to 2017, in just over 12 minutes…

*Warning… You might get a little emotional…

It’s the last episode of Rick’s Picks for the year, and our gift to you during this Christmas and Holiday season is a big one that could save you a lot of green, and potentially your bacon.

On this episode of Rick’s Picks:

  • 15 days Free? Watch the video to take advantage
  • Tips on protecting your files in a rising rate market
  • Wise Proverbs from Patrick Dave, SVP of Secondary Marketing
  • and more, in just over 5 minutes

Merry Christmas and Happy Holidays everyone!

The Holiday season has begun, and that means food for a lot of people…but more on that later…

This Autumn, Crescent initiated it’s funding authorization policy for all delivery channels, whether Wholesale or Correspondent.  Those of you asking the “What?” or “Why?” questions will get your answers on today’s Rick’s Picks, featuring our own Bill Fowler, VP of Closing at Crescent Mortgage.

In this episode of Rick’s Picks:

  • Funding Authorizations – Updates that you need to know
  • Settlement Agents – What they need to know
  • Bill Fowler – He’s not just for Closing anymore
  • And more – Including a short bonus video: “Bill’s Grille”

Video 1 – Rick’s Picks 14

Bonus Video: Bill’s Grille

It’s not a typical November; we all can agree on that. The upper Midwest is unseasonably warm, the election happened, and now FNMA is implementing their documentation relief…

It’s an interesting time to be in this business. And now it’s time to think about the coming year.

In this Rick’s Picks:

  • FNMA Updates – Game Changing.
  • VA announcement – Don’t miss out!
  • 1X Construction to Permanent – It’s the future.
  • PLUS, some funny outtakes, if you’re into that sort of thing.

HERE ARE THE LINKS referred to in the video:

VA LINK

METROSTUDY LINK

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