Are you one of those people that’s interested in Crypto? I’m not myself…I’m asking for a friend.

But what a market, right? Specifically, I’m referring to the housing market.  If you want to try to make heads or tails of it, you’ve come to the right place…maybe.

In today’s Rick’s Picks:

  • Market analysis from our new Field Correspondent (reporting from The Field)
  • A Recap of Some Amazing Improvements To Our Jumbo Fixed Product
  • Some Really Funny Bloopers
  • And more, in just 4 1/2 minutes

OK, raise your hand if you thought that the market was going to be this busy, for this long, and continue through the Winter and through Spring? And in spite of a pandemic? or perhaps, due to the pandemic?

No matter, we’re all still busy, and Crescent has what you need for times like this.

In this episode of Rick’s Picks:

  • One Time Close Construction and Renovation
  • the Extended Rate Cap/Float Down, Explained (so you can explain it, too).
  • All in 6 minutes.

It’s April.  Are you tired of the new URLA yet?

Sorry did I say that out loud?

Crescent has a solution.

In this episode of Rick’s Picks:

  • An Inside Look at one of Crescent’s awesome web tools
  • A solution for the URLA that ails you
  • An opportunity to make your clients’ experience better
  • All that and more in just over 5 minutes


Purchases are the big thing now, and everyone’s looking for ways to differentiate themselves in order to capture some of the purchase action for the future.  How are you going to do it?

I’ve got an idea for you.  Did you know Veterans can finance more than one house at a time with ZERO DOWN using VA financing? It’s true, and you need to be talking about it.

In this episode of Rick’s Picks:

  • Cindy Arras, AVP and Government Underwriting Manager
  • The Impact of VA’s TIER 2 ENTITLEMENT on your borrowers
  • Drama in the Rick’s Picks control room and on the set!
  • VA JUMBO’s
  • AND MORE – this one is jam packed with info and fun. 8 minutes but WORTH it.

So this is 2021? Does it seem any different yet?

NO, not to me, either!

Second question:

How many times have you started working with borrowers only to have them leave you in the middle of the transaction, and you have no idea why? If your answer is more than ZERO, you need to watch today’s Rick’s Picks.

In this Episode:

  • 3 BIG TIPS to protect yourself and your borrowers from late bidders and telemarketers
  • The audience gets a little impatient with Rick’s babbling
  • Not necessarily in that order…
  • All in about 4 minutes!

We’ve passed the Thanksgiving holiday.  Actually, we’re well into December, and we’re all still really busy! But, here at Crescent, we’re staying on top of it (Underwriting is still turning in 4 days!)…but I digress.  That’s not what this Rick’s Picks is about.

Do you currently have home buyers that are on the lower end of the acceptable FICO score spectrum, and you just wish you could “pull a rabbit of a hat” for them?  If so, you need to watch today’s Rick’s Picks.

In this episode:

  • A little Holiday Magic
  • Help for your lower score Home Buyers that will make your other clients jealous
  • Magicians never reveal their secrets…until today
  • A very practical tip served up with some yuletide cheer, in just over 6 minutes…

CLICK BELOW to watch and learn!

It’s November.  There’s a lot going on, including a huge volume of refinances. While those may fade at some point (we don’t know when) people will still need to buy homes and build homes. And there are some special rules when it comes to low cash to close borrowers. We cover three special rules, in a special way, on this episode of Rick’s Picks. Oh, yeah, it’s True? or Not True? The GAMESHOW.

In this episode of Rick’s Picks:

  • True? or Not True? America’s FAVORITE Mortgage Game Show
  • Details on FHA Gift rules, Home Ready, and Cash to Close
  • SVP Bob Shellenberger is concerned about some of the show’s “compliance” issues
  • Mayhem ensues…but you have to watch to find out
  • All in just over 5 minutes

The last 12 years have thrown a lot of change at the Mortgage Industry, but the last 12 MONTHS seem to have thrown as much or more.  For some, the way that business has always done business might not be the way that should continue.

In this episode of Rick’s Picks:

  • A casual, but thoughtful, conversation with Crescent President Fowler Williams, AMP,CMB and SVP National Sales Manager Bob Shellenberger
  • Thoughts on Risk, Overhead, Income, Expectations, and More
  • It’s a bit over 15 minutes but this is one you want to watch. Budget time for it. You’ll be glad that you did.

August 31, 2020: what a crazy time to be living in. All sorts of things going on in the world, and on top of that we’ve got one of the highest volume mortgage markets we’ve seen in probably 15 years.  How are you handling it? Are you staying on top of the volume?

Crescent is.

In this episode of Rick’s Picks:

  • Turn Times – Crescent vs. The Industry as a whole
  • How You Can Help – both yourself and others
  • A Big Thank You

All in about 4 minutes.

Click below to watch!

Every once in a while you run into a situation that you dread: Saying goodbye to someone who has meant a lot to your organization as well as to many of its individuals.  This is one of those situations. Bill Fowler, SVP and National Closing Manager, is retiring. Bill, we’re happy for you, and thankful for you, and we’re going to miss you.

In this episode of Rick’s Picks:

  • Highlights of Bill’s career at Crescent
  • Some Hilarious Commentary from Crescent’s Management and Staff
  • Stay tuned for the slide show at the end.
  • Yes, this is the probably the longest Rick’s Picks episode ever, but you’ll be glad you watched it.
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